A lot of different words can get a message flagged. Like if you mention the word “Pay”. And when I asked support about these forbidden words even in normal non-tos breaking context, they told me it’s better to not use them at all.
So if a buyer for example asks about payment methods, their message will be flagged. And if you respond that “You can view different payment methods when placing an order”, your message will get flagged as well.
But if you break the word that triggers it, like to “P ay” for example, you can avoid it, but look unprofessional to the buyer for your “bad” grammar.
Still, if your message does not break the tos despite having a flaggable word in it, no warning should occur.