I would recommend setting up a PayPal account and withdraw your funds to that. It’s the fastest way to receive your funds, and most online outlets and services accept PayPal as a payment option, meaning you can do your online shopping there. If you need to withdraw money from PayPal to your actual bank account, you can do so by linking your bank account to your Paypal account.
This is how I have set it up:
I withdraw my funds from Fiverr to Paypal.
I have an account with Revolut (with a beautiful metal card to go along with it) linked to my Paypal. I have set up both an account link and a card link.
That way, I can receive my funds in Paypal instantly, and then transfer them to my Revolut card - also instantly, in any currency I want. I receive USD, and when they are sent to Revolut, they are converted into Euros - since that’s my local currency.
If you don’t want a card to be able to withdraw money or make purchases in brick and mortar shops, and only want to spend the money online, you can go with a Paypal account on its own.
I do have a Payoneer account set up as well, and that has also been linked to my Revolut account, but since the transfer takes two days using Payoneer, I mostly use Paypal.
The downside of Paypal is the fees, so if you’re transferring a large sum, I’d recommend going with Payoneer and link that to your bank account.